We return part of what you spend with your card at participating merchants.
How it works
Nothing to activate or register. If you pay with your Fintech Ejemplo card at a participating merchant, cashback is calculated automatically.
Rates
- General participating merchants: 2% of the purchase
- Featured categories of the month: up to 8%
- Plus account: one additional percentage point across all categories
Featured categories change monthly. Check them under Benefits.
Caps
- Monthly cashback cap: ARS 30,000 (Verified) or ARS 80,000 (Plus)
- Per-transaction cap: ARS 5,000
Once you hit the monthly cap, purchases work normally but stop accruing until the following month.
When it’s credited
Cashback credits to your balance within 5 business days after the purchase moves from pending to settled.
You can see pending and credited cashback under Benefits → My cashback.
What doesn’t earn cashback
- ATM withdrawals
- Balance top-ups
- Transfers
- Foreign currency purchases
- Tax and utility payments
- Gambling and betting
- Non-participating merchants
Refunds
If you return a purchase that earned cashback, we deduct the corresponding cashback from your balance. It appears as a separate transaction.
Merchant discounts
Beyond cashback, we have direct discounts with specific merchants. They apply at the point of payment, no codes needed.
See current ones under Benefits → Promotions. Each lists its conditions, discount cap and validity period.
Programme changes
We may change rates, caps and participating merchants. We give 30 calendar days’ notice by email and push notification.