You can open a fixed-term deposit from the app, no branch visit needed.

How to open one

  1. Go to Yield → Fixed-term deposit.
  2. Enter the amount to invest.
  3. Choose the term: 30, 60, 90, 180 or 365 days.
  4. Review the nominal annual rate and the final amount you’ll receive.
  5. Confirm with your passcode.

The money is debited from your balance immediately.

Difference from daily yield

Daily yield Fixed-term
Availability Immediate Locked until maturity
Rate Variable, changes daily Fixed, agreed at opening
Capital No guarantee Known amount at maturity

Amounts

  • Minimum: ARS 10,000
  • Maximum per deposit: depends on your account level

You can hold several fixed-term deposits at once.

At maturity

You choose at opening what happens:

  • Credit to balance: capital plus interest return to your account.
  • Renew capital only: interest is credited and the capital is reinvested for the original term, at that day’s rate.
  • Renew everything: capital plus interest are reinvested.

You can change this setting up to 48 hours before maturity from Yield → My deposits.

Early withdrawal

Not possible. The money is locked until the maturity date. Consider this before investing an amount you might need.

Maturity on a non-business day

If maturity falls on a weekend or holiday, the credit is made the next business day. Interest is calculated up to the original maturity date.

Taxes

Interest may be subject to tax depending on your tax situation. Withholdings are shown on the crediting transaction.